Know where your
money goes.

Moneto is a calm, private expense tracker for iPhone. Log what you spend and earn in seconds, and get charts and plain-language insights that explain your month.

Free · Coming soon to the App Store See what it does

Home screen: $2,506 spent this month, money in and left over, a daily spending chart and account cards — This month at a glance

Insights: a spending-by-category donut with Groceries tapped, showing its amount and share — Tap a slice for details

Cash flow: money in, money out and left over, with a chart following income into each category — Follow every dollar

Accounts: total balance with a savings account, two credit cards and cash as stacked cards — All your accounts

Activity: search, filters and entries grouped by day — Find any entry

A PDF report page with the month at a glance, daily spending and categories — Reports to keep or share

Everything you need. Nothing you don’t.

No budgets to babysit and no bank logins. Just a fast way to log, and clear answers about your money.

Log in seconds

A big keypad, a category, done. Recurring bills and salary can add themselves.

See where it goes

Categories and sub-categories, tags, cash flow and month-to-month comparisons. Tap any slice of a chart for the details.

Highlights, in plain words

“Weekends cost you 32% more.” Spikes, streaks and habits, spotted for you.

Accounts that feel real

Bank, credit card, cash and wallets, each with a balance you can trust and a beautiful card.

Private by design

No sign-up, no servers, no ads, no tracking. Lock it with Face ID, and back up to your own private iCloud if you like.

Yours to keep

Export a CSV any time — your data is never locked in. PDF reports by month, quarter or year with Plus.

Free to use. Plus when you want more.

Tracking is free and unlimited. Moneto Plus unlocks the deeper picture.

Free, forever

Unlimited entries · 1 bank, 2 cards and 1 cash account · categories and sub-categories · Home, Activity and search · Insights by week and month · Trends · top highlights · 3 recurring items · CSV export · Face ID lock

Moneto Plus

Cash flow and Compare · tags and the Tags insight · Year view and every highlight · PDF reports by month, quarter or year · unlimited accounts, e-wallets included · unlimited recurring items · nine more app icons · iCloud backup and restore

$1.99 a month · $14.99 a year (1 week free) · $39.99 once

Your money is nobody else’s business.

Everything you log stays on your iPhone, and in your own private iCloud if you turn on backup. Moneto has no servers, so there’s nothing for us to collect, sell or lose.

Data not collectedNo adsNo trackingNo bank logins

Read the privacy policy

Know where yourmoney goes.