Moneto app icon

Know where your
money goes.

Moneto is a calm, private expense tracker for iPhone. Log what you spend and earn in seconds, and get charts and plain-language insights that explain your month.

Free · Coming soon to the App Store See what it does
Welcome screen with sample account cards fanned behind the Moneto coin
Your accounts, as cards
Insights screen with a highlight, shortcuts to Cash flow, Compare, Trends and Tags, and the month's total spent
Insights that explain
Trends screen with monthly spending over 12 months and top categories over time
Trends over the year
A spending donut by category with a highlight that weekends cost 32% more
Where it went

Everything you need. Nothing you don’t.

No budgets to babysit and no bank logins. Just a fast way to log, and clear answers about your money.

Log in seconds

A big keypad, a category, done. Recurring bills and salary can add themselves.

See where it goes

Categories and sub-categories, tags, cash flow and month-to-month comparisons.

Highlights, in plain words

“Weekends cost you 32% more.” Spikes, streaks and habits, spotted for you.

Accounts that feel real

Bank, credit card, cash and wallets, each with a balance you can trust and a beautiful card.

Private by design

No accounts, no servers, no ads, no tracking. Lock it with Face ID if you like.

Yours to keep

Export a CSV any time and import it back — your data is never locked in. Monthly PDF reports with Plus.

Free to use. Plus when you want more.

Tracking is free and unlimited. Moneto Plus unlocks the deeper picture.

Free, forever

Unlimited entries · 1 bank, 2 cards and 1 cash account · categories and sub-categories · Home, Activity and search · Insights by week and month · Trends · top highlights · 3 recurring items · CSV export and import · Face ID lock

Moneto Plus

Cash flow and Compare · tags and the Tags insight · Year view and every highlight · PDF reports by month, quarter or year · unlimited accounts, e-wallets included · unlimited recurring items · premium app icons · iCloud backup (coming soon)

$1.99 a month · $14.99 a year (1 week free) · $39.99 once

Your money is nobody else’s business.

Everything you log stays on your iPhone. Moneto has no servers, so there’s nothing for us to collect, sell or lose.

Data not collectedNo adsNo trackingNo bank logins
Read the privacy policy